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WeMoney is a free money-management app that connects to your existing bank accounts and cards via Australia's Consumer Data Right (the government-regulated Open Banking framework), then shows spending broken down by category, alongside savings goals and a supportive community feature.
Because it's read-only, WeMoney can see transaction data but cannot move money or make payments on your behalf.
What it actually does
- Connects multiple accounts into a single spending view.
- Automatically categorises transactions.
- Lets you set and track savings goals over time.
- Community features for accountability and tips.
Fees & data access
Free to use. Account access uses the Consumer Data Right, which allows read-only access to transaction data without sharing your online banking password. As with any digital financial tool, no service can guarantee zero risk — read WeMoney's own security and privacy pages before connecting an account.
Who it suits
- Anyone who wants a single view across multiple accounts without switching banks.
- People working toward a specific savings goal who want visible progress.
- Pairs naturally with ShopBack or Groupon — WeMoney shows where the money's going, the other two help you spend less on what you'd buy anyway.
Affiliate link: if you sign up through it, SaveRoo may earn a commission. No extra cost to you. Details in our guides.